|
| |
Magnetic Ink Character Recognition (MICR) technology was developed 30 years ago to automate the processing of checks, and has been widely implemented around the world. The characters are printed within a clear band at the bottom of checks and on substitute checks. Traditionally they are read by contact magnetic readers as the check is being scanned on countertop check scanners, or high speed scanners operating at back office processing centers in banks.
With the advent of Check21image exchange, it has become necessary to read the MICR characters from images at the point of capture as well as the point of exchange. Inlite's Check21 solutions include the ClearImage MICR recognition engine that enables solution providers to build applications for check security and payment processing based solely on the MICR data in the images. |
| The punctuation marks shown at right, delineate the fields within the MICR line, and indicate the purpose of the field. |
|
|
|
Legally called Substitute Checks, IRDs are created within the exchange system wherever it is not possible to exchange an image directly. The document contains a second set of MICR lines as shown below. |
|
| Where Inlite Research Fits In |
| The ClearCheck21 MICR Reader engine offers several important benefits |
 |
It can read and parse the original check MICR line |
|
It can read and parse the MICR line on the correction strip, allowing the user to check for errors, and to compare lines |
|
It can read and the MICR line from the check and the correction strip on the IRD which is very useful for processing credit return IRDs automatically |
|
It can read and parse the MICR line on the correction strip of the IRD |
|
E13B MICR designs from outside North America can also be recognized |
|
The ClearCheck21 MICR Reader included in the ClearImage SDK which you can download and use for free. The API is available upon request. We want to hear about your experience with and comments about this engine. |
